Friday, November 12, 2010

The Market is Down... Litmus Test for the "Right Way of Investing"

The usual dip of the market while we approach Christmas Season is happening. The market as indicated by PSE Index tumbles down to 4000 from 4400 as of today due to profit taking. Most probable cause is to have Christmas Spending Money.

Prior to that, many are so happy to see their investments climb up the ceiling way above the expectations. The "day traders" out number the "stocks investors". Those of us who are still trying to learn the "right way" are instructed not to look at the trends. Those who chose to go and do it without a coach or guidance invest also and are happy with the results.

Now, that the market has reversed directions going downwards, we receive many calls, asking, what is happening, and what do they have to do with their stocks. Do they sell or stay?

The answer is obvious. Continue to invest regardless of the trend. Check your goals and align your stocks investments actions based on your goals. Do not panic, it is expected to climb again and go beyond the 5000 (PSE Index) points level.

God bless!

Sunday, November 7, 2010

Mutual Funds Return Zoom Past the 70%

Exactly 2 months ago, also here in my blog, I wrote that the Mutual Funds (MF) Rate of Return (ROR) is at 39%...Now in just 2 months, yes 2 months, another 30% has been gained!!!

When we tell people who are not in the know of Mutual Fund Investing, they would be scared to hear this kind of ROR. Instead of saying Hallelujah...they will be certainly crying out loud...SCAM...

But those of us, in the know...we see this as early Christmas Bonus! Hallelujah is what we exclaim! Because we know and is knowledgeable where to invest our hard earned money. We do not rely on others to invest it for us which usually happens to most people. They put their money in the bank, and let the bank do the investing for them and thus instead of getting the full potential of their money at 70% ROR, they get a measly 0.5% from Savings Deposits and if they are with large sums of deposits mayne able to swing it to 4% ROR. A pale comparison to the 70% that we get.

It is so easy, and it is continually made easy for ordinary folks to invest in Mutual Funds. With just 5K PHP you can already start your MF Investments.

If you want to learn and do this too, just give me a call or respond to this blog.

God bless!