How is your investments going? Getting jitters in your spine despite the summer heat? You need not be nervous as this is part of the natural cycles. And when it is down, I mean the stocks prices "be greedy when others are fearful" - Warren Buffet.... this is the time to buy again!
In fact, I go by the practice of continuous, and disciplined way of investing which does not mind the market movement, be it up or down. Bro Bo, Rex Mendoza our mentors in the field of correct investing is again busy encouraging people to invest, and in fact invest more now...
It's summer... it's hot... and so are the stocks market for it is at a bargain!
Go, buy your stocks now! Invest too in mutual funds....
God bless!
Saturday, March 26, 2011
Sunday, March 6, 2011
Free Seminars on How to be Truly Rich
Hi Dear Friends,
We have asked our Spiritual Leader of Light of Jesus Community to endorse our Thailand IMG Mission and he has posted it in his FB Account and I share with you what he posted here on this blog.
If you really want to escape the grip of debt, learn how to save and invest properly, know the actual investing in mutual funds and stocks, and how to be truly rich in the eyes of men and God, join us in this free seminar... We hold it also here in the Philippines in many venues.
Email us for an appointment in your church, office, home or wherever your heart desire.
We shall be there to reach out and share to you our experience and help you become truly rich!
Here is the text of the FB announcement by Bro Bo Sanchez:
Financial Literacy Seminars this March
by Bo Sanchez on Monday, March 7, 2011 at 8:59am
My friends and financial coaches Fely and Benjie Santiago will be in Bangkok to teach Filipinos there who to become truly rich.
Join their financial literacy seminars. You'll learn a lot! Here are their schedules:
MARCH 12, 2011 - Saturday
Venue: Sathorn Park Place Condominium Conference Room - 3rd Floor
27/2 South Sathorn Road Near Sukhothai Hotel,
Behind Banyan Tree Hotel. Same drieway as Metropolitan Hotel
Host: Maria Rufli
Time: 1:00 PM - 4:00 PM
MARCH 13, 2011 - Sunday
Venue: Mary Help of Christians Church
Krungthep Kreeta, Srinakarind Road
Host: Father John Tamayo , SDB
Time: 1:00 PM - 4:00 PM
MARCH 14, 2011 - Monday
Venue: UN Office
12th Floor, United Nations Building,
Rajdamnern Nok Avenue,
Bangkok 10200, Thailand
Host: Malinee "Baby" Muangsiri
Time: 12:00 PM - 1:00 PM
MARCH 15, 2011 - Tuesday
Venue: UN Office
12th Floor, United Nations Building,
Rajdamnern Nok Avenue,
Bangkok 10200, Thailand
Host: Malinee "Baby" Muangsiri
Time: 12:00 PM - 1:00 PM
For more details please contact Rachel 0853-570-579 or email rjdd_1509@yahoo.com (Bangkok, Thailand)
Benj 09209021217 (Email: richbenj.santiago@gmail.com)
Fely 09175000917 (Email: fely.santiago@gmail.com)
BeDebt-Free - http://www.thepoc.net/thepoc-features/mukhang-pera/wealth-guidelines/7675-be-debt-free.html
Truly Rich Makers - http://www.facebook.com/pages/Truly-Rich-Makers/240959273457
Media for God, Servants on Stage - http://anluwage91.blogspot.com/2010/03/couples-in-christ.html
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14 people like this.
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Benj Santiago May God bless this Mission to spread Financial Literacy so that many more will be truly rich...and many more will have more resources and wealth to give back to God and fellowmen!
40 minutes ago · Like
We have asked our Spiritual Leader of Light of Jesus Community to endorse our Thailand IMG Mission and he has posted it in his FB Account and I share with you what he posted here on this blog.
If you really want to escape the grip of debt, learn how to save and invest properly, know the actual investing in mutual funds and stocks, and how to be truly rich in the eyes of men and God, join us in this free seminar... We hold it also here in the Philippines in many venues.
Email us for an appointment in your church, office, home or wherever your heart desire.
We shall be there to reach out and share to you our experience and help you become truly rich!
Here is the text of the FB announcement by Bro Bo Sanchez:
Financial Literacy Seminars this March
by Bo Sanchez on Monday, March 7, 2011 at 8:59am
My friends and financial coaches Fely and Benjie Santiago will be in Bangkok to teach Filipinos there who to become truly rich.
Join their financial literacy seminars. You'll learn a lot! Here are their schedules:
MARCH 12, 2011 - Saturday
Venue: Sathorn Park Place Condominium Conference Room - 3rd Floor
27/2 South Sathorn Road Near Sukhothai Hotel,
Behind Banyan Tree Hotel. Same drieway as Metropolitan Hotel
Host: Maria Rufli
Time: 1:00 PM - 4:00 PM
MARCH 13, 2011 - Sunday
Venue: Mary Help of Christians Church
Krungthep Kreeta, Srinakarind Road
Host: Father John Tamayo , SDB
Time: 1:00 PM - 4:00 PM
MARCH 14, 2011 - Monday
Venue: UN Office
12th Floor, United Nations Building,
Rajdamnern Nok Avenue,
Bangkok 10200, Thailand
Host: Malinee "Baby" Muangsiri
Time: 12:00 PM - 1:00 PM
MARCH 15, 2011 - Tuesday
Venue: UN Office
12th Floor, United Nations Building,
Rajdamnern Nok Avenue,
Bangkok 10200, Thailand
Host: Malinee "Baby" Muangsiri
Time: 12:00 PM - 1:00 PM
For more details please contact Rachel 0853-570-579 or email rjdd_1509@yahoo.com (Bangkok, Thailand)
Benj 09209021217 (Email: richbenj.santiago@gmail.com)
Fely 09175000917 (Email: fely.santiago@gmail.com)
BeDebt-Free - http://www.thepoc.net/thepoc-features/mukhang-pera/wealth-guidelines/7675-be-debt-free.html
Truly Rich Makers - http://www.facebook.com/pages/Truly-Rich-Makers/240959273457
Media for God, Servants on Stage - http://anluwage91.blogspot.com/2010/03/couples-in-christ.html
LikeUnlike · · Share
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14 people like this.
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Benj Santiago May God bless this Mission to spread Financial Literacy so that many more will be truly rich...and many more will have more resources and wealth to give back to God and fellowmen!
40 minutes ago · Like
Sunday, February 6, 2011
Investing in Stocks Made Easy... Investing in Mutual Funds
Investing in Stocks Equity is made easy nowadays through On-line transactions. Investments to the tune of 5000 Php or 25,000 Php as initial capital will now allow people to start up their investments. There are just a few more know how you need to develop. How to log in to the on-line brokers page and how key in to computer. You need to be at least computer literate. Secondly, you have to have the knowledge of what companies are good to buy. You do this by reading through the information the on-line broker provides. You can supplement your information by going through business sections of newspapers, or through internet or television news updates.
It is exciting and rewarding to do all the stocks investing and redeeming by yourself. However, this certainly requires a lot more time and effort. If you are newbie in investing, I strongly recommend you invest on something easier to manage. And this is by investing into mutual funds.
Investing into Mutual Funds requires very little effort and time to do. Once you set your investment goals and you have identified a Mutual Fund Provider, then all you need is to fund your investments regularly. You practically hire an expert fund manager to manage which stocks to buy and sell. (You will find on previous blogs the different Mutual Funds and how it works)
If you are making higher rate of return than the Mutual Funds, then do the investing directly on-line by yourself for this means you are beating the expert fund manager. If you want to make your investing easy, invest in Mutual Funds.
If you need any further assistance or help in either direct investing to stocks or into mutual funds, please feel free to contact me.
God bless!
It is exciting and rewarding to do all the stocks investing and redeeming by yourself. However, this certainly requires a lot more time and effort. If you are newbie in investing, I strongly recommend you invest on something easier to manage. And this is by investing into mutual funds.
Investing into Mutual Funds requires very little effort and time to do. Once you set your investment goals and you have identified a Mutual Fund Provider, then all you need is to fund your investments regularly. You practically hire an expert fund manager to manage which stocks to buy and sell. (You will find on previous blogs the different Mutual Funds and how it works)
If you are making higher rate of return than the Mutual Funds, then do the investing directly on-line by yourself for this means you are beating the expert fund manager. If you want to make your investing easy, invest in Mutual Funds.
If you need any further assistance or help in either direct investing to stocks or into mutual funds, please feel free to contact me.
God bless!
Sunday, January 23, 2011
Can You Really Time The Market?
Investment guru Warren Buffet says you cannot. If there is someone who say they can, better be careful. No trending machine, nor statistical software can predict the market movement. Why? Because market movement is not based on something technical. It is based on people's sentiments, and when you think about it, people are emotional people and , emotions are not that predictable. People reacts to a particular stimuli differently. And so it is the same on stocks market movements.
So, the best thing to do is to make sure you invest regardless of the trends. If you want to be more conservative in your investments, then get something that guarantees returns, like Corporate Bond Funds, Time Deposits, and what I call Level 1 Kaiser 3:1 . An investment fund for Long Term Health-care.
If you want to learn more about investing...just give me a call or drop me an email.
God bless!
So, the best thing to do is to make sure you invest regardless of the trends. If you want to be more conservative in your investments, then get something that guarantees returns, like Corporate Bond Funds, Time Deposits, and what I call Level 1 Kaiser 3:1 . An investment fund for Long Term Health-care.
If you want to learn more about investing...just give me a call or drop me an email.
God bless!
Thursday, January 20, 2011
Earn by Money Cost Averaging....
Earlier on, I have talked about two ways of making money on Mutual Fund Investments. One is Trading and the other is Money Cost Averaging. For beginners, we strongly recommend investing and earning from investments through money cost averaging...
Let me focus this blog on sharing how we can make money on Money Cost Averaging.
Money Cost Averaging means you need to have a regular frequency , and regular amount of money to be invested.
You earn by redeeming your investment when the total value of your share that you accumulated is higher than the total amount you have invested. Gain = Total Share Value- Total Investment. You lose when the Total Investments is higher than Total Share Value.
You can derive your Total Share Value by multiplying the Total Number of Shares you accumulated by the Share Value at the time you are redeeming or in formula format... Total Number Of Shares x Current Value per Share = Total Share Value.
Thus, you only redeem your shares when the value is higher than what you invested. Better yet, you just continue to invest based on the financial goal you have set...
It also means that you do not care whether the share value increase or decrease on the defined period you will put your money in. You just continually and consistently invest a regular amount of money on a regular period.
So, for example, your regular period of investing is Monthly, and your regular "Investible" Fund is 1000.00Php,
Say, the Mutual Fund you chose at the onset is 100Php/share, you can buy 10 shares. ( to simplify, I did not include the entry fee charges which is minimal). Say you started this month of January 2011. So you have 10 shares which has a share value ( or in Mutual Fund Terms - NAVPS: Net Asset Value Per Share) of 100Php/share
February, the share value dropped to 50Php/share, and so you can buy 1000Php/50Php/share = 20 shares. Now you have 10+20 = 30 shares in February. If you sell of the shares you have in January which you bought at 100, you certainly wont make money.
Come March, the share price dropped further to 25Php/share, you continue to invest in spite of the drop because you can buy 1000php/25php/share= 40 shares. Come March, while the share value continue to drop, the total number of shares you already have is 10+20+40= 70 shares. Net value is 70 shares x 25/share = 1750 php. Again, if you sell it at this time, you lose as your total investment is at 3000 Php but your share value is only 1750. DO NOT SELL at a LOSS.
Come April, you invest again 1000Php and the share price kick up to 50/share. You can buy again 20 share which will make your total investment at 4 months x 1000Php/month = 4000Php and your total number of shares in 4 months is 10+ 20+ 40+ 20 = 90 shares. Your total share value is 90 shares x 50Php/share = 4500Php. So at this point you can realize a gain of 4500Php- 4000Php = 500Php or about 12.5% gain in 4 months.
So, Money Cost Averaging only works if you have consistent investments. If you just put your money one time hoping that it will earn, say you just put 1000Php in January, by April, if you sell it at 50Php/share you still lose 50%, but if you follow the Money Cost Averaging technique, you would have earned 12.5% on the same market trend.
If you want to learn more about investing, just give us a call and we will be more than happy to assists you.
Happy Investing...
God bless us all...
Let me focus this blog on sharing how we can make money on Money Cost Averaging.
Money Cost Averaging means you need to have a regular frequency , and regular amount of money to be invested.
You earn by redeeming your investment when the total value of your share that you accumulated is higher than the total amount you have invested. Gain = Total Share Value- Total Investment. You lose when the Total Investments is higher than Total Share Value.
You can derive your Total Share Value by multiplying the Total Number of Shares you accumulated by the Share Value at the time you are redeeming or in formula format... Total Number Of Shares x Current Value per Share = Total Share Value.
Thus, you only redeem your shares when the value is higher than what you invested. Better yet, you just continue to invest based on the financial goal you have set...
It also means that you do not care whether the share value increase or decrease on the defined period you will put your money in. You just continually and consistently invest a regular amount of money on a regular period.
So, for example, your regular period of investing is Monthly, and your regular "Investible" Fund is 1000.00Php,
Say, the Mutual Fund you chose at the onset is 100Php/share, you can buy 10 shares. ( to simplify, I did not include the entry fee charges which is minimal). Say you started this month of January 2011. So you have 10 shares which has a share value ( or in Mutual Fund Terms - NAVPS: Net Asset Value Per Share) of 100Php/share
February, the share value dropped to 50Php/share, and so you can buy 1000Php/50Php/share = 20 shares. Now you have 10+20 = 30 shares in February. If you sell of the shares you have in January which you bought at 100, you certainly wont make money.
Come March, the share price dropped further to 25Php/share, you continue to invest in spite of the drop because you can buy 1000php/25php/share= 40 shares. Come March, while the share value continue to drop, the total number of shares you already have is 10+20+40= 70 shares. Net value is 70 shares x 25/share = 1750 php. Again, if you sell it at this time, you lose as your total investment is at 3000 Php but your share value is only 1750. DO NOT SELL at a LOSS.
Come April, you invest again 1000Php and the share price kick up to 50/share. You can buy again 20 share which will make your total investment at 4 months x 1000Php/month = 4000Php and your total number of shares in 4 months is 10+ 20+ 40+ 20 = 90 shares. Your total share value is 90 shares x 50Php/share = 4500Php. So at this point you can realize a gain of 4500Php- 4000Php = 500Php or about 12.5% gain in 4 months.
So, Money Cost Averaging only works if you have consistent investments. If you just put your money one time hoping that it will earn, say you just put 1000Php in January, by April, if you sell it at 50Php/share you still lose 50%, but if you follow the Money Cost Averaging technique, you would have earned 12.5% on the same market trend.
If you want to learn more about investing, just give us a call and we will be more than happy to assists you.
Happy Investing...
God bless us all...
Wednesday, January 19, 2011
Start Young..Start Easy...
Yesterday I met a 21 year old ( his name is Ryan Pesigan) whom I will call Genius. He works on a call center as a report analyst and soon to be ...an assistant supervisor after 3 years of working in said company. This means that he has started to work at age 18. He lives with his mom who is separated from his dad. This is not the reason I call him Genius.
He has been an avid fan of Bro Bo Sanchez and has read his books (8 Secrets of Truly Rich, Choose to Be Wealthy ) among other books written by Bro Bo., He is also a member of the Truly Rich Club. He has read also the RIch Dad Poor Dad book by Robert Kiyosaki. At his age, this is unusual, thus, I know now, you are nodding your head in agreement that this guy is a genius. Financially genius.
What he lacked was , the HOW TO DO IT.... He is full of concepts in his mind that he sought us up to be coached on how to apply the concepts he has learned from reading books about growing money and journeying towards financial independence.
Now, that makes him truly genius because he wants to apply what he learns, and he is lucky to have us as his coach. And more than that, he is very young at 21. If he takes action and execute a disciplined approach to saving and investing, it will guarantee him to be a millionaire before he turns 45. At 21, he is starting very young and it will be easy for him to achieve his financial goals. Imagine, with just 1000Php/month @12% average ROR for the next 25 years, he will be able to accumulate 1.8M Php. And you know what, he opted to save more than 4000Php/month. You can do the math yourself.
So be like him... Start Young...Start Easy...
God bless!
He has been an avid fan of Bro Bo Sanchez and has read his books (8 Secrets of Truly Rich, Choose to Be Wealthy ) among other books written by Bro Bo., He is also a member of the Truly Rich Club. He has read also the RIch Dad Poor Dad book by Robert Kiyosaki. At his age, this is unusual, thus, I know now, you are nodding your head in agreement that this guy is a genius. Financially genius.
What he lacked was , the HOW TO DO IT.... He is full of concepts in his mind that he sought us up to be coached on how to apply the concepts he has learned from reading books about growing money and journeying towards financial independence.
Now, that makes him truly genius because he wants to apply what he learns, and he is lucky to have us as his coach. And more than that, he is very young at 21. If he takes action and execute a disciplined approach to saving and investing, it will guarantee him to be a millionaire before he turns 45. At 21, he is starting very young and it will be easy for him to achieve his financial goals. Imagine, with just 1000Php/month @12% average ROR for the next 25 years, he will be able to accumulate 1.8M Php. And you know what, he opted to save more than 4000Php/month. You can do the math yourself.
So be like him... Start Young...Start Easy...
God bless!
Monday, January 17, 2011
Last 2 Years Mutual Fund Picks ...WInner! More than 100% Returns...
We are proud to note that we have 100% batting average in investing on winner Mutual Funds. We picked in 2009 Philequity, Last year, we placed our money on FAMI (First Metro Save and Learn Equity Fund). ROR for 2009 of Philequity was about 64% and last year FAMI gained about 63%. More than 160% total gain as this is compounded growth.
How did we know what to pick, we have a champion coach! He is Rex Mendoza . On our own, we do not have the know-how and technology. But because we are part of International Marketing Group, we had been fortunate to be coached on what Funds to invest in.
What we invested in, we also shared with our family and friends. So those who acted on what they have learned from our sharing also were winners!
So have you invested on winners? Do you have a champion coach? Do you want to learn how to start earning from Mutual Funds? Just contact us and we will be more than happy to help you get started.
Happy investing!
God bless us all!
How did we know what to pick, we have a champion coach! He is Rex Mendoza . On our own, we do not have the know-how and technology. But because we are part of International Marketing Group, we had been fortunate to be coached on what Funds to invest in.
What we invested in, we also shared with our family and friends. So those who acted on what they have learned from our sharing also were winners!
So have you invested on winners? Do you have a champion coach? Do you want to learn how to start earning from Mutual Funds? Just contact us and we will be more than happy to help you get started.
Happy investing!
God bless us all!
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